The Borrower Is Servant to the Lender

Pause & Reflect

“The borrower is servant to the lender.” Scripture recognises that debt creates obligation. Not every form of borrowing is identical, and financial circumstances can be complex. But debt should never be treated casually. Before borrowing, understand: The interest. The repayment. The consequences. The effect on future choices. If you already carry significant debt, shame will not repay it. Bring the situation into the light. Seek appropriate advice. Create a realistic plan. Reduce unnecessary borrowing. Make progress steadily. Financial freedom often grows through many ordinary disciplined decisions.